What I Offer

Coverage for your Life, Family & Business.

Whether you need home, auto, renters, business liability, workers' comp, commercial auto, or specialty coverage, I'll help you answer one simple question: Are you Covered?

Personal Insurance

Protecting You & Your Family

Home Insurance

Protect your home, belongings, and liability with coverage tailored to your needs.

Auto Insurance

Find the right balance of coverage and price across multiple carriers.

Renters Insurance

Affordable protection for your personal belongings and liability.

Umbrella Insurance

Extra liability protection beyond your home and auto policies.

Recreational Vehicles

Boats, RVs, motorcycles, ATVs — covered properly so you can enjoy them stress-free.

Business Insurance

Protecting What You've Built

From small contractors to local service businesses, I help business owners find the right commercial coverage — and I'm available even after hours when questions come up.

General Liability

Protect your business from claims of injury or property damage.

Business Owners Policy (BOP)

Bundled coverage for property, liability, and more — built for small businesses.

Workers' Compensation

Required coverage to protect your employees and your business.

Commercial Auto

Coverage for vehicles used in your business operations.

Professional Liability (E&O)

Protection against errors, omissions, or professional mistakes.

Who I Work With

Sound Like You?

I work with all kinds of people across Nebraska, Iowa, Missouri, and Connecticut. If you're looking for someone who takes the time to actually understand your situation, you're in the right place.

Homeowners & Families
First-Time Homebuyers
Small Business Owners
Contractors & Trades
Local Service Businesses
Why Work With Me

The Difference Is in the Details

  • I compare multiple carriers so you don't have to
  • You get one-on-one service — not a call center
  • I help you at claim time, not just at signup
  • Available after hours when you actually need help
  • Local Nebraska agent who knows your community

Not Sure What You Need?

That's what I'm here for. Reach out and I'll help you figure out exactly what coverage makes sense for your situation — no pressure, no jargon.

(712) 621-8818
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Stephanie CummingsInsurance, LLC

Local. Independent. Trusted. Helping families and businesses across Nebraska, Iowa, Missouri & Connecticut — Protecting What Matters Most.

Are You Covered?

As an independent insurance agency, I work with multiple top-rated carriers to find the best coverage for your needs.

Licensed Independent Insurance Agent
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Contact

(712) 621-8818[email protected]
1520 N 205th Street, Ste 104, Office 2
Elkhorn, NE 68022
Serving Nebraska, Iowa, Missouri & Connecticut
© 2026 Stephanie Cummings Insurance, LLC. All rights reserved.

Stephanie Cummings Insurance, LLC is a licensed independent insurance agency located within and affiliated with The Insurance Center, Inc. All policies are underwritten by the applicable insurance carriers and not by The Insurance Center, Inc. License information available upon request.